Credit Score Learning Center

Credit Scores, Reports, and Monitoring

Why should I join ScrShin.com?

	ScrShin.com	Our Competitors
Credit Scores- 3 Bureaus
Credit Reports- 3 Bureaus
Credit Monitoring- 3 Bureaus
Monthly Profile Updates
Included 7-Day Trial
Roadside Assistance Benefit
Extra Benefits/Rewards

More details below:

Your Credit Scores & Reports

Don’t let the idea of credit overwhelm you. We’ve broken it down to make it less intimidating.

Stay in the Know

Stay informed with your most current credit scores and report from TransUnion, Equifax and Experian. Knowing where you stand with each bureau is the first step toward making your credit work for you.

Keep an eye on your Credit Scores

It is perfectly normal for credit scores to fluctuate a few points month to month because they are constantly adjusting as new information comes in. But what happens if the information that comes in is inaccurate and your score changes by more than a few points? With access to your updated scores every 30 days, from all 3 bureaus, you’ll be able to determine what factors are causing your credit score to change.

Talk to us!

We are here for you! If you have any questions or concerns about information you see on your credit report(s) call us! The team of credit specialists at ScrShin.com are eager to help.

Do you see inaccuracies in your credit report?

Please call our credit specialists if you spot something in your report that doesn’t look quite right! They can walk you through the items in your credit profiles and help you better understand anything on your report that might negatively affect your credit.

Your Credit Details

We pull all your credit details and put all that information together in ONE place--your comprehensive credit profile!

Your credit scores may vary

When the bureaus put together your credit reports and scores, they look at a combination of the following factors to determine your score:

Your payment history
The type of credit you’ve used
The amount of hard inquiries under your name
Your debt to income ratio
Your overall credit history

However, even though the credit bureaus use the same criteria to determine your score, your actual credit scores can vary from bureau to bureau. Additionally, not all lenders use the same score to determine your rate and eligibility for a loan. With your ScrShin.com membership, you’ll get a break down of your TransUnion, Equifax and Experian credit scores for a better idea of how each were determined and which factors make the biggest impact.

Monitoring Your Credit

We keep you in the loop any time something in your credit profile changes.

Daily Credit Monitoring

We designed our daily credit monitoring services to keep you informed! Anytime something in your credit profile changes, you’ll get a notification alerting you of things like inaccuracies, reporting errors, fraud or even missed payments.

These notifications can be viewed by logging into your account at any time. You may get notified if any of the following occur:

Changes in your credit scores
New accounts have been opened, applied for, or inquired about
Payments have been missed, late or account is altogether delinquent
Fraudulent or suspicious activity
Your personal information has been changed (changes in address, employment or surname)

Norscore, Inc is the proud owner of this website.

87 Lafayette Road Suite 11 Hampton Falls, NH 03844

Important Information: The credit score(s) you receive from us may not be the same scores used by lenders or other commercial users for credit decisions. There are various types of credit scores, and lenders may use a different type of credit score to make lending decisions than the ones being offered.

Under federal law you have the right to receive a Credit Report from each of the three nationwide consumer reporting agencies once every 12 months. A Credit Score is not included.

After verification of your identity, your scores are available for immediate online delivery securely. Scores shown are for illustrative purposes only.

ScrShin.com provides you with the tools you need to access and monitor your financial profile through the program's credit reporting and monthly monitoring benefits. ScrShin.com Credit Monitoring and its benefit providers are not credit repair service providers and do not receive fees for such services, nor are they credit clinics, credit repair or credit services organizations or businesses. Credit information is provided either by Transunion® and TransUnion Interactive, Inc. or Experian and CSIdentity Corporation.

All product and company names and trademarks mentioned herein are the property of their respective owners.